Every Thought Of Buying A Static Caravan?

Static caravans are very similar to holiday apartments or even small flats.  Many people who buy a static caravan do it not only for their own holidays but also as a way to make money renting it out to other people who are looking for a cheap holiday.

Modern static caravans include all the mod cons that you would find at home, making them an ideal home from home residence.  They always come with a fully fitted kitchen that includes a full gas oven, fridge freezer, running water and plenty of kitchen cabinets for storage.  The lounge area often boasts plenty of seating, either fixed or a normal three piece suite, and a dinner table so that you can eat comfortably as a family.  All the mod cons can be introduced such as sky TV, plasma televisions and DVD and audio systems so whilst you are there you feel very comfortable.  If you have a big family then that is not a problem when holidaying in a static caravan.  Models are available that have anywhere between 2 and 5 bedrooms providing sufficient sleeping area for anything up to 10 people.  They also come complete with fully fitted bathrooms, similar to that of a flat, that include a WC, shower and sink, and sometimes even a bath depending on the size of model you go for.  Luxury models may also include central heating and double glazing so you can spend even longer at your static throughout the year.

Static caravans are usually placed in one location as they are relatively expensive to move and re-site.  This means great attention should be paid to where you wish to spend your holidays.  Considerations that need to be addressed are things like:

-          How long you wish to spend travelling to get to your caravan?

-          What duration would your visit to the caravan be?

-          What are the local amenities and attractions in the local vicinity of your caravan?

When you have chosen a general location you may wish to visit all the caravan parks in the area to see which one you like the best.  Important things to check would be;

-          Which plots are available to you?

-          When is there closed season?

-          What facilities do they have on the park?

-          What are the site costs?

-          Do they have any stipulations such as age of caravan, pets etc

Buying a static caravan is by no means expensive if chosen wisely but they do have some associate running costs that new owners should be aware of.  This list is by no means complete, but it will give you a general idea;

-          Site fees need to be paid to the caravan park on which your static is sited.  These vary massively due to location, amenities, length of open season etc.  Ask each individual park for an up to date price list.

-          Your static will use both gas and electricity.  Check to see if the electric hook up is included in your site fees.  Gas normally comes in a bottle which we almost definitely a separate cost.

-          Static Caravan Insurance is needed to cover you much in the same way house insurance is needed.  It will cover you from weather damage, vandalism and accidental damage but you need to read your policy to check its limitations and exclusions.

-          General maintenance may be required much the same as a house or flat.

Static caravans holidays can also make you money by renting them out to families and friends when you are not using them.  This normally covers the cost of siteing them and can even earn you a nice passive income if you choose to use your own caravan only in the off season.

Caravan Insurance

Caravan Insurance

There are typically two types of caravan, the touring caravan and the static caravan.

In regards to caravan insurance, these are considerably different in risk and hence require different insurance policies to cover these.

A static caravan is generally a semi-permanent pitch on a caravan site, typically serviced with water, sewer and electricity in contrast to a touring caravan that is towed behind a vehicle and allows a traveller to travel much further through the use of camping and caravan sites.

The touring caravan is subject to the risks of the road including collisions with vehicles and accidents caused by side winds or incorrect loading. A static caravan however is exposed to risks from nature including flooding of the site and falling trees.

As with any type of insurance it is best to look around and find cheap online quotes for free. These can then be compared not only for price but also for suitability and comprehensiveness of cover.

There are many different insurance website out there and the best way of finding them is by doing a simply search in google. As caravans are often used during peak holiday seasons, it may pay off to look for a quote out of season, for example in winter. Often insurance companies will have different rates for different periods.

Another good money saving tip is to only insure the caravan for the time period it will actually be on the road. For example, if you are only using the caravan once a year during the summer holidays, only take out temporary car insurance for that time period.

You may also be able to take out a multi car insurance that will cover both your day to day car and your caravan at the same time. It’s always best to check with your existing car insurance, especially if you already have several years worth of no claims bonuses.